Ryan Ku-Borden Loans

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Serving LA, SoCal, & all of CA and WA!

VA Loans, VA & FHA Streamline Refinances, Conventional Purchase & Refinance, FHA, USDA, DSCR (Investor), One Time Close Construction (OTC), Reverse Mortgages, and more!

I take pride in delivering personalized, detail-oriented care for my clients’ homebuying and refinancing needs. My commitment is to secure the best rates and loan options while ensuring a fast and efficient process. Every client’s situation is unique, so I create tailored plans that align with their goals and provide guidance every step of the way. My approach is built on exceeding expectations, delivering satisfaction, and earning lasting trust.

Specializing In Serving

  • The VA Loan is the best loan out there! Take advantage of your EARNED benefit, and let's get you in that zero down, no mortgage insurance, lower interest rate (than conventional) loan today!

  • First Time Home Buying can be overwhelming. It's nice to have someone in your corner who will go at your pace, answer all your questions by text, email, phone, or zoom and get you to the finish line!

  • Can't find a home you love in your budget? Consider building one with a custom builder and a One Time Close Construction Loan taking much of the risk out of the typical construction financing process.

  • Whether it's a VA IRRRL (Interest Rate Reduction Refinance Loan), a streamlined FHA, or just cutting your interest rate on a conventional financing, we can get it done quickly and painlessly!

  • Jumbo, Conventional, USDA, VA, Land Loans, Home Equity Conversion Mortgages (Reverse), Home Equity 2nds, HELOCs, and more!

Ryan’s Reviews

  • "We went through Ryan, and he was so helpful in navigating the home buying process and finances with us. He helped us get into our home and locked us into a nice rate. We appreciate his kindness and that he keeps up with you even after you get your keys. Thanks, Ryan!"

    Magen Razo

  • “Ryan worked with me to refinance my first home, and made the process incredibly painless. He was very accessible via phone, text and email to promptly answer all of my questions. If you need to finance or refinance, I highly recommend Ryan.”

    Brent Borden

  • “Overall good service. Very helpful and he got me in to my new home. I'm very grateful and thankful for his hard work and dedication to helping get me into my new home.”

    Mercurey G

  • “Ryan was the broker for our son buying his own place for the first time. Ryan was so patient and helpful as he helped our son navigate through all the hoops. Ryan was always calm and inspired so much trust. All of us were so gratedul for his patience and his calm demeanor. I highly recommend him, particularly for people who are stressed and at the margins of affordability. He's the best”

    Grace Dyrness

  • "Ryan was an excellent mortgage lender to work with while were purchasing our home for the first time! Getting a loan felt very daunting, but Ryan really helped my husband and I walk through the process and gave helpful advice at different stages as interest rates continued to rise last fall. He was very flexible with our needs and communicative throughout the entire process. I highly recommend working with him and would definitely work with him again in the future.

    Brittney Hojo

  • "Ryan was an absolute pleasure to work with during our homebuying process. This was our first home purchase, and his extensive knowledge of both the VA loan and traditional mortgages made the experience as stress-free as it could be. Ryan bent over backwards to ensure we got the best possible deal and was always available to answer our questions. Ryan truly went above and beyond for us, and we couldn't have asked for a better mortgage broker. Highly, highly recommend!

    Oscar Lam

  • “I live in WA state and utilized Mr. Borden's services. We had a great experience with him. Great communication.”

    Gin

  • "I am extremely pleased with the service provided by our loan officer, Ryan Ku-Borden. From the start, he was professional, knowledgeable, and took the time to understand our financial situation and needs. His expertise and understanding of various loan products was impressive, and he guided us to the loan option that best suited our circumstances. Throughout the application process, he was always available to answer our questions, and he kept us informed about the progress of our application. He was meticulous in ensuring that all our documents were in order and met the loan requirements. It was clear that he genuinely cared about helping us secure the best loan possible. I was particularly impressed with his communication skills. He explained complex loan terms and conditions in a way that was easy for us to understand. He was also very patient and never rushed us into making a decision. I appreciate his dedication and hard work, and I highly recommend him to anyone in need of a loan. His commitment to customer satisfaction is truly commendable."

    Luis Orozco

  • “Working with Ryan was a wonderful experience. He made himself readily available for any questions and was so helpful. Could not had made our recent townhome purchase without him. Would recommend him without reservations for your home finance needs."

    Victoria Chan

  • “We decide to asked a question about what do we need it to fix in our credit an order for us to get a house. We contact Ryan at Ohana and right away he called us and give us some advise in lest the 3 days he got an answer. We are so excited becuase we do not need to wait 2 years for us to buy a house. We can do it now. Thanks Ryan at ohanamortgage is helping us make our dream come true."

    Lucila Robles

  • "Ryan helped us take advantage of lower interest rates as we refinanced our mortgage. Super helpful and attentive to expediting our process to get us locked in at the lower rate before they started going back up again. Thank you Ryan and the Ohana team!"

    Jennifer Blue

  • “We recently refinanced with Ryan and the Ohana CA team. It was quite fast and the easiest, most efficient process we’ve had in dealing with mortgages over the last 40 years. We got a great rate on a 15 year loan! Steve, the founder, was able to answer some of our difficult questions and the whole team was helpful."

    Nancy Borden

“Our mission is to innovate on what a business can be, what can be achieved, and who we’re creating wealth for.”

— Ryan Ku. Borden

Ready to Take the First Step?

Complete your online application TODAY!!