Is a Reverse Mortgage Right for You?
Is a Reverse Mortgage Right for You?
A reverse mortgage allows older homeowners to tap their home’s equity for tax-free payments.
The Lowdown on Reverse Mortgage Loans...
Why a Reverse Mortgage?
A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you’ve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.
Our Reverse Mortgage Rates Are Low & Our Process is Quick & Painless
A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.
We’re here to make the reverse mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Reverse Mortgage Qualifier.
We’ll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.
The Reverse Mortgage Process
Here’s how our reverse mortgage process works:
Complete our simple Reverse Mortgage Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
A variety of payment options, including not making a payment at all
No pressure to make a payment at any time, even if interest rates increase
Your line of credit will never be frozen if interest rates go up
The untouched funds in your line of credit grow over time — and it’s completely tax-free
You can protect other assets in your estate from creditors
Your line of credit stays the same even if the home’s market value drops
No principal and interest (P&I) payments
-Luis O.
“I am extremely pleased with the service provided by our loan officer, Ryan Ku-Borden. From the start, he was professional, knowledgeable, and took the time to understand our financial situation and needs. His expertise and understanding of various loan products was impressive, and he guided us to the loan option that best suited our circumstances.
Throughout the application process, he was always available to answer our questions, and he kept us informed about the progress of our application. He was meticulous in ensuring that all our documents were in order and met the loan requirements. It was clear that he genuinely cared about helping us secure the best loan possible.
I was particularly impressed with his communication skills. He explained complex loan terms and conditions in a way that was easy for us to understand. He was also very patient and never rushed us into making a decision.
I appreciate his dedication and hard work, and I highly recommend him to anyone in need of a loan. His commitment to customer satisfaction is truly commendable..”
